What is english of utang na loob?

"Utang na loob" is a Filipino term that can be translated to English as "debt of gratitude" or "sense of indebtedness." It is a cultural value that emphasizes reciprocity, gratitude, and obligation in relationships. In Filipino culture, people are expected to show respect and appreciation to those who have helped or supported them, and to return the favor or pay back their debt of gratitude when the opportunity arises. This concept is deeply rooted in Filipino language, social norms, and traditions. Understanding the importance of "utang na loob" is crucial for building strong relationships and navigating social interactions in the Philippines.